All Posts Tagged With: "expenses"

Recent (and Future) Windfalls

As I’ve mentioned before, Jake and I have quite a bit of student loan and credit card debt. I have less debt than he does overall, but proportionally to each of our incomes we owe about the same.

One of the things that sucks the most about paying off debt is that once you’ve done all the big stuff you can (for example, in February we moved into a house a little more than half the size of our previous place, and we also shuffled around our credit cards so he could get better interest rates – my rates were already pretty awesome) then it’s just a whole lot of sitting and waiting for the paying it off part to be done. Which, in our case, means years. Sucky. However, we have made a bit of progress in this area lately due to some windfalls.

Continued

Love Style “Gifts”: How I Became A Kept Woman

Jake and I always joke about the “gifts” love style because it seems funny to us…he does very much like to receive gifts, which I try to buy on a fairly consistent basis (for me, gifts are sort of an act of service in any case, so I am not too bad at giving them although I am far better at other things). He also likes to give gifts. When it comes to receiving actual physical gifts, it is very difficult for me to think of things that I would want, as I’ve said previously. But lately he’s found a way to sneak it in there. Continued

Tips for Surviving a Recession (What to do BEFORE You Get Laid Off)

I thought Lance’s article on surviving a layoff contained some real quality advice, so here’s my two cents.  The best defense, they say, is a good offense, so I’m going to focus on what the BF and I are doing now to ensure our financial future whether or not we get laid off.  The two biggest expenses we have are our debt (credit cards and student loans) and our house, so our plan is twofold:

  1. Maximize our debt-payoff strategy, and
  2. Minimize our monthly expenses

Continued

Finances and Dating

With the entire economy basically imploding around us, the question becomes even more relevant: what kind of financial shape does someone have to be in to be considered a desirable partner?  I find money one of the most interesting conversational topics around and am always sad that it’s considered impolite to inquire too closely about others’ finances for a couple reasons: 1) I think that if we talked about it more among ourselves, many of us would learn a lot and not make as many financial mistakes, and 2) I’m a nosey biatch and want to know what everyone’s up to.

(photo credit greekshares.com) Continued