All Posts Tagged With: "credit cards"

New Car!

No, not for me, unfortunately – but fantastic news for the BF!  He bought a 2008 Dodge Avenger for $15,500 (almost $7K off the sticker price) this weekend.

2008dodgeavenger

Why A New Car

Currently, the BF drives a 13-year-old Jeep Grand Cherokee.  There are several unfortunate things about the car, but the most important are: 1) it gets about 8 mpg on the highway, and 2) it has started experiencing mechanical failure because of its age…in addition to the fact that he’s had to get towed about 3 times in the last 6 months or so, the power locks on the front doors don’t work, nor does the retractable antennae, and thus, the radio. Continued

Tax Returns: Complete and Total Satisfaction

Oh, dudes, the beauty of unemployment.  Since I went over 3 months without a job last summer (and since I hired an accountant to do my taxes this year) I am getting back about $2500 on my federal and (for the first time!) state income taxes.

Woot!

What are my plans for the moolah, you ask?  Well, here’s the breakdown:

Continued

Tips for Surviving a Recession (What to do BEFORE You Get Laid Off)

I thought Lance’s article on surviving a layoff contained some real quality advice, so here’s my two cents.  The best defense, they say, is a good offense, so I’m going to focus on what the BF and I are doing now to ensure our financial future whether or not we get laid off.  The two biggest expenses we have are our debt (credit cards and student loans) and our house, so our plan is twofold:

  1. Maximize our debt-payoff strategy, and
  2. Minimize our monthly expenses

Continued

Our Financial Philosophy: Or, Grocery Store, Part Deux

Well, due to another three-day holiday weekend, the BF ended up going with me to the grocery store again.  This time, however, we spent $298 which is at the upper end but within the budget that I have been using when I go to the grocery store by myself, PLUS he will be contributing towards half of the pet costs so it looks like things have righted themselves.  Continued

Defining Poverty

When Lance told me that he was going to write a post to participate in Blog Action Day 08 to talk about poverty, I was right there with him.  This is not only because it’s an extraordinarily important issue (which it is), but because with the way that the economy is going right now, poverty is becoming more than an idea to many Americans–it’s being redefined as it becomes many people’s reality. Continued